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Can Home Improvement Line (HIL) HELOC customers use their available credit for other purchases?

A HIL HELOC is secured by your home and supports balance transfers, cash-outs, and eligible card transactions.

Yes. A Home improvement Home Equity line of credit (HIL HELOC) is secured by your home, so you can use your available credit for other eligible transactions. This includes balance transfers, cash-outs, and card transactions.