Will you send a card to everyone who signs the HELOC account documents? No. Only applicants, co-applicants, and authorized users will receive cards and can use the account. Related articles Will applying for both the HELOC and Rewards cards mean two hard credit checks? Can I have an authorized user? Can I open another Aven Card on my second property? Can I add someone other than my spouse as a co-applicant? Can my offer change after I get prequalified?