When applying for an Aven Home Equity or Aven Rewards card, a soft credit pull is performed initially, which does not affect your credit score. A hard inquiry, which may impact your score, is only made after you accept an offer and schedule with notaries for Home Equity cards or after submitting your stated income for Rewards cards.
HOME:
When you apply for an Aven Home Equity card, we perform a “soft pull” on your credit in order to determine an offer. This does NOT impact the applicant's credit score. You can check your offer without your credit score being affected. Only after you accept an offer and schedule a time with our notaries will we make a hard inquiry on your credit profile. This may impact the credit score.
UCC:
When you apply for an Aven Rewards card, we perform a “soft pull” when you submit your personal information. This does NOT impact the applicant's credit score. Only after you submit your stated income will we make a hard inquiry on your credit profile. This may impact the credit score.