Aven's bank-standard underwriting system is fully automated and generates an offer based on an applicant's income, equity, credit, and debt obligations. Meeting the minimum criteria does not guarantee an approval.
All signers (applicants and co-owners) must be 18 years of age or older, have a valid US government- issued ID (from a U.S. jurisdiction), a U.S. phone number, an SSN or ITIN, and need to be within the U.S. at the time of signing.
At least one applicant must be the home-owner.