What is the minimum credit score required for a bitcoin-backed loan? Aven requires a credit score of 620 or higher for the Aven Bitcoin Visa Card. Related articles How does Aven determine the value of bitcoin to determine my balance, loan-to-value ratio, or liquidation? Why can’t I use a VPN when I’m applying for the Aven Bitcoin Visa Card? Can I refinance my bitcoin-backed loan with the Aven Bitcoin Visa Card? Does Aven offer a fixed rate? How is interest calculated on the Aven account?