Rates for the Aven Bitcoin Visa Card depend on the borrowing tier selected when you apply and the bitcoin you deposit.
Your APR is determined by your borrowing tier. APRs range from 7.99% to 11.99% for both fixed and variable rates. In comparison, many bitcoin-backed loans have APRs of about 10% or more. Rates may change.
| Borrowing tier | Fixed APR for cash outs and balance transfers | Variable APR for purchases |
| 30% of the bitcoin value deposited | 7.99% | 7.99% |
| 50% of the bitcoin value deposited | 9.99% | 9.99% |
| 70% of the bitcoin value deposited | 11.99% | 11.99% |
You can request a change to your borrowing tier.