The Aven Bitcoin Visa Card has an initial credit limit between $1,000 to $1 million, based on the borrowing tier (30%, 50%, or 70%) you select when you apply and deposit your bitcoin.
Your borrowing tier is based on the loan-to-value ratio, which determines your APR. (Variable rates may change.)
| Borrowing tier | Fixed APR for cash outs and balance transfers | Variable APR for purchases |
| 30% of the bitcoin value deposited | 7.99% | 7.99% |
| 50% of the bitcoin value deposited | 9.99% | 9.99% |
| 70% of the bitcoin value deposited | 11.99% | 11.99% |